Lending Partners Wanted Throughout New England

The Vault Is Open. Fund the Future.

Every ADU project needs financing — and homeowners have no idea where to find ADU-friendly lenders. The Bank Vault puts your loan programs, your rates, and your name directly in front of borrowers who are ready to build and ready to borrow.

Become a Vault Partner → See the Opportunity
50+
Financing Programs
94%
Approval Rate
$0
For Homeowners to Start
HELOCsHome Equity Lines
Construction LoansBuild-to-Perm
FHA 203(k)Renovation Financing
Cash-Out RefiUnlock Equity
VA ADU LoansZero Down
Mass Save0% Interest Energy
Fannie MaeHomeStyle Renovation
HELOCsHome Equity Lines
Construction LoansBuild-to-Perm
FHA 203(k)Renovation Financing
Cash-Out RefiUnlock Equity
VA ADU LoansZero Down
Mass Save0% Interest Energy
Fannie MaeHomeStyle Renovation
The Opportunity

Why Lenders Are Joining the Bank Vault

ADU construction financing is a multi-billion dollar market being ignored by most lenders. Homeowners are searching for ADU-friendly loan programs — and finding nothing. Until now.

Borrowers Ready to Build

Every homeowner on the platform is actively planning or building an ADU. They've already run feasibility, checked zoning, and reviewed designs. They need financing — and they need it from someone who understands ADU projects.

High-Value Loan Pipeline

ADU projects typically range from $100K to $300K+. These aren't personal loans — they're real construction and renovation financing deals with substantial origination revenue per borrower.

Zero Competition Noise

The Bank Vault isn't LendingTree. There's no race to the bottom on rate. You're listed as an ADU financing specialist — a trusted partner, not one of 47 competing lenders in a results feed.

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Program Showcase Pages

Each of your loan programs gets its own detailed listing with eligibility criteria, rate ranges, and direct application links. Homeowners can self-qualify before they ever contact you.

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Direct Borrower Contact

No middlemen routing your leads. Homeowners contact you directly through the platform. Real phone numbers, real emails, real conversations with qualified borrowers.

County-Level Targeting

Serve borrowers in your exact lending footprint. Whether you cover one county or all of New England, your visibility matches your service area — no wasted impressions.

The Real Talk

Without the Bank Vault vs. With It

  Without the Bank Vault
Invisible to ADU borrowers — homeowners don't know your construction loan program exists
Competing on aggregators where rate is the only differentiator and margins collapse
Marketing to everyone instead of the specific homeowners actively seeking ADU financing
No ADU expertise positioning — you look like every other bank to the borrower
Missing the wave as new legislation creates a historic surge in ADU construction demand
  With the Bank Vault
Featured lender in front of homeowners who are specifically searching for ADU financing
Program-level listings that showcase your unique loan products — not just a rate table
Pre-qualified borrowers who've already validated their property, zoning, and project scope
ADU financing authority positioning that differentiates you from every generic lender
First-mover advantage — lock in your territory before competing institutions discover this channel
50+ Programs Listed

The Programs Homeowners Are Searching For

Homeowners browse The Bank Vault to find programs that match their situation. When your institution's programs are listed, you become the answer to their search.

Federal
FHA 203(k)
3.5% down renovation financing
Federal
VA Renovation
0% down for veterans
Fannie Mae
HomeStyle
Up to 75% of future value
Freddie Mac
CHOICEReno
Energy bonuses included
Traditional
HELOC
Draw funds as needed
Traditional
Home Equity
Fixed-rate lump sum
Traditional
Cash-Out Refi
Unlock existing equity
Construction
Build-to-Perm
Single close option
MA State
MassHousing
Below-market rates
MA State
Mass Save HEAT
0% APR for 7 years
RI State
RIHousing
Low-interest home repair
Federal
USDA Rural
0% down eligible areas
Partnership Tiers

From Loan Officer to Entire Institution

Whether you're an independent mortgage broker or a regional bank, there's a tier that fits. One funded ADU loan covers your membership for the year.

Foundation
Solo Loan Officer
$99/mo
  • 1 County Territory
  • Personal lender profile
  • 1 program listing
  • Direct borrower contact
  • Verified Vault partner badge
  • Access to free ADU guides

Select the membership that works best for you:

Growth
Regional Lender
$149/mo
  • 3 County Territories
  • Everything in Foundation
  • Full website advertising
  • Strategic info card placement
  • Multiple program listings
  • Priority search positioning

Select the membership that works best for you:

Professional
Market Leader
$199/mo
  • All Counties — Full New England
  • Everything in Growth
  • Featured lender banners
  • Homepage spotlight rotation
  • Premium verified badge
  • Pre-qualification form routing

Select the membership that works best for you:

Enterprise
Team / Branch
$249/mo
  • Up to 5 Loan Officers
  • Everything in Professional
  • All counties & featured banners
  • Branch dashboard & lead routing
  • Branch branding on all profiles
  • Dedicated onboarding call

Select the membership that works best for you:

Institution
Full Bank / Credit Union
$499/mo
  • Unlimited Officers & Branches
  • Everything in Enterprise for all staff
  • Institution-wide banner campaigns
  • Custom branded landing page on Vault
  • All programs featured with dedicated showcase
  • Co-branded homeowner marketing materials
  • Quarterly strategy call with ADU Exchange
  • Exclusive "Official Bank Vault Partner" seal

Select the membership that works best for you:

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The Institution Tier — $499/mo
Designed for banks and credit unions that want full institutional visibility across The Bank Vault. Your entire lending team, every branch, every ADU program — showcased to every homeowner on the platform. Custom branded landing page, co-marketing materials, and a quarterly strategy session with our team to optimize your ADU lending pipeline.
1 Loan
Pays for a Year
Built for Banks

Own the Vault as an Institution

A single funded ADU construction loan generates more in origination revenue than a full year of the Institution tier. This isn't an expense — it's the highest-ROI marketing channel for your ADU lending division.

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Unlimited Officers & Branches

Every loan officer gets their own profile. Every branch is represented. No per-seat charges.

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Custom Branded Vault Page

A dedicated landing page within The Bank Vault showcasing all your ADU programs under your brand.

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Co-Branded Marketing

Homeowner-facing materials with your logo + ADU Exchange — for direct mail, digital ads, and events.

Quarterly Strategy Sessions

Meet with our team to review pipeline, optimize your program listings, and align on market trends.

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Official Bank Vault Partner Seal

Premium badge displayed across the platform signaling institutional trust and ADU lending commitment.

These aren't cold mortgage leads. They're homeowners deep in the build process, actively comparing loan products, rates, and terms. They've committed to the project. They just haven't committed to a lender. The Bank Vault puts your products where the decision is happening. ADU Exchange Homeowners Are Shopping for Money — Not the Other Way Around..