Buyer and Seller Checklist · New England ADU Ecosystem

The Five Documents That Decide ADU Potential

Since February 2, 2025, an accessory dwelling unit is allowed by right in Massachusetts single-family zoning districts. Whether a specific property can actually take one is a question of paperwork, not opinion. These are the five papers that answer it.

If you are selling

Gather these before you list. They turn "ADU potential" from an adjective into a documented advantage, and they keep you from making a claim you cannot support.

If you are buying

Get all five inside your contingency period. Verifying before you pay is a price negotiation. Discovering after you close is an expense.

The five documents

  1. Septic design and Board of Health file, or written confirmation of municipal sewer

    Where: your town's Board of Health, by address. Usually free to view.

    Look for: the approved bedroom count and design flow in gallons per day. This is the single most expensive variable in an ADU project. Sewer service removes it entirely and is worth saying loudly.

  2. Plot plan, mortgage survey, or existing conditions plan

    Where: your closing file, the Registry of Deeds, or a licensed surveyor.

    Look for: setbacks, lot coverage, easements, and whether equipment can physically reach the rear of the lot. A unit that cannot be built where the plan allows is not potential.

  3. The municipal ADU bylaw or ordinance

    Where: the town clerk, the building department, or the municipal website.

    Look for: dimensional limits and any short-term rental restriction. The state removed nearly all municipal authority over ADUs and expressly kept this one. Also ask whether the department has processed ADU permits yet.

  4. Recorded covenants, declaration, or condominium master deed

    Where: the Registry of Deeds. Recorded documents, not the association welcome packet.

    Look for: accessory structures, second dwelling units, second kitchens, occupancy and leasing limits, and the recording date. State law restrains municipalities. It does not touch private covenants.

  5. Permit file and certificate of occupancy for any existing accessory space

    Where: the building department, by address.

    Look for: whether an existing in-law suite, basement apartment, or above-garage unit was ever permitted. A septic inspection can put an unpermitted unit in front of the Board of Health in writing, mid-transaction.

The septic arithmetic

Existing house, 3 bedrooms at 110 gpd330 gpd
Proposed ADU, 1 bedroom at 110 gpd110 gpd
Total design flow required440 gpd
System approved for 3 bedrooms330 gpd
Result: upgrade neededShort 110 gpd

MassDEP assigns no separate design flow to ADUs, so the standard 110 gallons per day per bedroom applies, and an ADU is treated as part of the facility already served by the system. Find the approved bedroom count, not the current one. Confirm with your Board of Health, since local rules and site conditions can be stricter.

Not evidence of anything

  • "ADU potential" in the listing remarks
  • A neighbor who built one two streets over
  • An online cost estimator or lot-size rule of thumb
  • The homeowner's recollection of the covenants
  • A contractor's verbal assurance that it will pass
  • An existing in-law unit, which is not proof it was legal
  • Anything a website says about your specific town, including ours
The ADU Exchange

New England's ADU Ecosystem. We connect, equip, and guide across MA, RI, CT, NH, VT, and ME. We do not build, design, permit, or construct ADUs, and we are not a brokerage.
theaduexchange.com

Disclaimer. Educational content published by The ADU Exchange LLC. Not legal, tax, or financial advice, and no attorney client relationship is created by reading it. Statutes, regulations, local bylaws, and program terms change, and their application depends on facts specific to a property and municipality. Figures shown are illustrations, not quotes or projections of cost, value, or rental income. Consult a licensed Massachusetts real estate attorney, your local Board of Health and building department, and qualified licensed professionals before buying, selling, or building. Authority: G.L. c. 40A §§ 1A and 3 · 760 CMR 71.00 · 310 CMR 15.000 and MassDEP ADU Title 5 guidance · G.L. c. 64G § 1 · G.L. c. 184 · G.L. c. 183A. REALTOR® is a registered collective membership mark.